Alternative
Intuit shut Mint down in early 2024. LedgeKar is the free, ad-free alternative millions of Mint users are looking for: net-worth tracking, budgeting, bill splitting and an AI money coach in one private app.
Free to start. No card. No ads, ever.
Mint was discontinued by Intuit in early 2024. If you came here for a replacement, you are in the right place.
For years, Mint was the free personal finance app people defaulted to: it tracked your net worth, watched your budgets and flagged unusual spending. It paid for itself with ads and by monetising user data, and it was built mostly for the US.
When Intuit retired Mint in early 2024 and pointed users to Credit Karma, it left a gap, because Credit Karma is not a full budgeting tool. Millions of people still need a real Mint alternative.
LedgeKar is a free money management app that covers what Mint did, the net-worth view, the budgeting, the spending insights, without ads or data harvesting. It adds built-in bill splitting, investment tracking, debt payoff planning and an AI money coach, and it works worldwide with first-class India and UPI support.
| Feature | LedgeKar | Mint |
|---|---|---|
| Status | Live and actively developed | Shut down by Intuit in 2024 |
| Price | Free, every feature (supporter-funded) | Was free, ad-supported |
| Ads & data selling | No ads, never sells your data | Ad-supported; monetised user data |
| Net worth tracker | Investments, cash and debts in one total | Net-worth view (discontinued) |
| Budgeting | Monthly envelope budgeting with forecast | Category budgets and alerts |
| Bill splitting | Built in, Splitwise-style, UPI settle | Not available |
| AI money coach | Read-only AI coach over your ledger | No AI advisor |
| Region | Worldwide, multi-currency, native ₹/UPI | US-centric |
Competitor details are accurate to the best of our knowledge at publication and may change. Always check the latest from each provider.
Mint is gone. LedgeKar is here, actively developed, so your setup time is an investment, not a dead end.
Mint paid its way with ads and data. LedgeKar is supporter-funded, so it stays free with no ads and no data selling.
Pull accounts, investments and debts into one honest total, the single view Mint users relied on, plus spending insights.
Split bills with friends, plan debt payoff and ask an AI coach about your money, all in one free app.
Mint mattered. It brought personal finance to the mainstream, its US bank sync was strong, and its clean net-worth dashboard influenced every app that followed. The trade-off was always the ad-and-data business model. LedgeKar keeps the parts people loved and funds itself through supporters instead, so the product answers to you, not to advertisers.
Mint is gone, but your money still needs a home. LedgeKar is free, private and ad-free. Move across in minutes.